Financial Solutions for Federal Employees
Thrift Savings Plan (TSP)
The Thrift Savings Plan is a tax-advantaged, defined-contribution retirement savings plan similar in many ways to corporate 401(k) plans. FERS members receive an automatic Agency contribution equal to 1 percent of their pay and are eligible for additional Agency contributions matching the amount (up to 5%)* they designate to be withheld from their pay and deposited to their TSP. CSRS members may contribute to a TSP but receive no matching contribution. Essential questions to consider regarding your TSP include:
- Should I contribute to a TSP?
- How much should I contribute to my TSP to fund my retirement?
- To what available investments, and in what proportions, should I allocate my contributions to my TSP?
- Do the investment funds in my TSP complement any other investments I may have so that my entire portfolio is diversified appropriately for my investment strategy and financial goals?
Your local First Command Financial Advisor can help you determine the answers to these questions and integrate your Thrift Savings Plan into a personalized, comprehensive financial plan to help you pursue your financial goals.
*Contributions are matched dollar-for-dollar on the first 3% of pay you contribute each pay period and 50 cents on the dollar for the next 2% of pay.
Discover what a personalized, comprehensive financial plan
can do for you. . .
Your Federal Benefits
Learn more about . . .
- Are You . . .
Quick Links
Office Locator
Command Center
© 2006 First Command Financial Services, Inc.,
parent of First Command Financial Planning, Inc. (Member SIPC) and First Command Bank (member FDIC and Equal Housing Lender) | Privacy Policy | Description of Services | Business Recovery Notice
In certain states, as required by law, First Command Financial Services, Inc. does business as a separate, domestic corporation, and does business in California as “First Command Insurance Services.”
Insurance products and services are offered by First Command Financial Services, Inc. Securities, annuities, tax-preparation services and financial planning services are offered by First Command Financial Planning Inc. Banking and trust services are offered by First Command Bank. Securities products are not FDIC insured, have no bank guarantee and may lose value.
First Command Educational Foundation is a non-profit 501(c)3 organization independent from any other First Command entity.
A financial plan, by itself, cannot assure that retirement or other financial goals will be met.
